Update on Abigail GroupThis communal bank, called "Abigail," is made up of eleven members who are hardworking and humble women.
The members of this communal bank work in a store called "Gazher." The store has various departments, for example, pharmacy, grocery, gifts, deli, plastics, glassware, and greengrocer.
They all work in different positions; some of the members even work in accounting. But they all care for each other a lot, regardless of the department each works in.
Not all of them members are from Pinotepa originally. Some are from very small towns, but they came to Pinotepa to work and for a better quality of life.
For them, Pinotepa is a land of progress and improvement. Having Fundacion Realidad in Pinotepa is helping the women to better their lives.
One of the members is the bookkeeper Isaac Heriberto, who takes care of Gazher's accounting. But thanks to Fundacion Realidad, he also has a small business selling food.
He tells us that what he likes most about his business is cooking. At night he sells crispy, fried tacos, enchiladas, empanadas, sopes and sandwiches (all local fare).
He is very happy about the support Fundacion Realidad has given him. It has helped him to have a better life. His business earns him a good profit, and with that profit, he can give his family a better life.
Isaac Heriberto is happily married to Señora Yuliana, a friendly and hardworking woman. She tells us that she is very happy about the support her husband has been given. She and her husband both take care of their food business and support one another in giving a better life to their two children.
Bookkeer Isaac, as he is known to the other members of the communal bank and to his co-workers, tells us that he requested the loan to purchase more ingredients for the food he sells, like: green chilies, tomatoes, onion, garlic, chicken, beef, cheese, oil and farmer's cheese.
One of the difficulties with the business is that sometimes Isaac has a lot of work at the store and is late getting home to help his spouse prepare the food for sale.
Isaac is grateful to the Foundation for the support they have given him, which has enabled him to have his own business, to work and to generate more work.
The other members of the group are:
Minerva- who makes her living selling perfume.
Dulce Elia -who makes her living selling perfume.
Guadalupe Lucia-who makes her living selling shoes.
Ivett- who makes her living selling large jugs of water.
Guadalupe- who makes her living selling clothing.
Marcelina- who makes her living selling grocery items.
Tomasa Felicitas-who makes her living selling handicrafts.
Elizabeth-who makes her living selling grocery items.
Maria de Dolores –who makes her living selling grocery items.
Angela Reyna- who makes her living selling food.
They are all grateful to the Foundation for helping them to change their lives, to be able to have their own businesses and to improve their quality of life and that of their families, who are of greatest importance.
Los integrantes de este grupo trabajan en tienda llamada Gazher donde hay varios departamentos ya que hay farmacia, abarrotes, regalos, salchiconeria, plasticos, cristaleria y verdulería.
Todos trabajan el diferentes puestos ya que algunos de estos integrantes trabajan en contabilidad pero todos se quieren mucho no importa el departamento donde trabajen.
No todo son originarios de pinotepa son de pueblos muy pequeños pero vinieron a pinotepa a trabajar para tener una mejor calidad de vida.
Para ellos pinotepa es tierra de progreso y superación ya que cuenta con fundacion Realidad quien les esta ayudando para que su vidas mejoren.
Uno de los integrantes es el contador Isaac Heriberto quien se encarga de la contabilidad en la tienda Gazher pero gracias a fundacion tiene su pequeño negocio se dedica a la venta de comida.
El nos dice que lo que mas le gusta de su negocio es cocinar ya que vende en las noches lo que son: tacos dorados, enchiladas, empanadas, sopes y tortas.
Este muy contento por el apoyo que le ha dado fundacion para que su vida mejore ya que su negocio le deja buenas ganancias y así puede darle una mejor vida a su familia.
Esta felizmente casado con la señora Yuliana una señora amable trabajadora , ella nos dice que esta muy contenta por el apoyo que le ha dado su esposo ya que los dos se encargan del negocio se apoyan uno al otro para poder darle una mejor vida a sus dos hijos.
El Cont. Isaac como mejor lo conocen sus compañeras de grupo y compañeras de trabajo nos dice que pidió el préstamo para la compra de mas ingredientes para la elaboración de comida como son: chiles verdees tomate.,cebolla,ajo,pollo,carne de res,maiz,queso,aceite y quesillo.
Una de sus dificultades con su negocio es que en ocasiones tiene mucho trabajo y se le hace tarde para llegar a su negocio y ayudar a su esposo para preparar lo que van a vender.
Le da las gracias a fundacion por el apoyo que le ha dado para que pueda tener su propio negocio y poder trabajar y así generar más empleos.
Las otras integrantes del grupo son:
Minerva- quien se dedica a la venta de perfumes.
Dulce Elia -quien se dedica a la venta de perfumes.
Guadalupe Lucia-quien se dedica a la venta de zapatos.
Ivett- quien se dedica a la venta de agua de garrafón.
Guadalupe- se dedica a la venta de ropa.
Marcelina- quien se dedica a la venta de mercancía de abarrotes.
Tomasa Felicitas-quien se dedica a la venta de artesanías.
Elizabeth-quien se dedica a la venta de mercancía de abarrotes.
Maria de Dolores –quien se dedica a la venta de mercancía de abarrotes.
Angela Reyna- se dedica a la venta de comida.
Le dan las gracias a fundacion por ayudarlos a que sus vidas cambien y puedan tener su propio negocio y mejorar su calidad de vida y la de sus familias que son lo mas importante.
Previous Loan DetailsThe name of this group is Abigail and they decided on this name because that is the name of a daughter of one of the members of the group and because they thought the name was pretty. this group is made up of 10 individuals. The majority have their own business and 3 are thinking about starting a... More from Abigail Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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