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Bineta is 53 years old, and she has been actively involved in retail business for over 16 years. She sells used clothing. Following the advice of a close relative, she chose this activity because she enjoys it very much, but also because of its lucrative aspect. Indeed, it is thanks to the income generated through this activity that she is able to solve many of her financial difficulties.

Bineta has been a member of one of the branches of UIMCEC since November 2011. She is requesting a loan of 200,000 francs for the purchase of used clothing for resale. She wishes to expand her business and to increase her profits in order to improve her social and living conditions.
View original language description ↓
Madame Bineta est âgée de 53 ans et s’active depuis plus de 16 ans dans le secteur du commerce. Elle vend des habits de friperie. Elle a choisi son activité par passion et sous l’ influence d’un proche, mais aussi a cause de son aspect lucratif car ce sont les revenus qu’elle gagne qui lui permettent de régler beaucoup de ses problèmes financiers. Elle est membre de l’un des guichets de l’U-IMCEC depuis novembre 2011. Elle sollicite un crédit de 200 000 frs prévu pour l’achat de marchandises de friperie qui seront destinées à la vente. Le développement de son activité et l’accroissement de ses bénéfices lui permettront d’améliorer ses conditions de vie sociale.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 41
    View loans »
    Senegal Loans Fundraising
  • $12,997,975
    Funds lent in using Kiva
  • 498.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bineta to buy used clothes for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2012
Apr 25, 2012
Currency Exchange Loss:
Mar 20, 2013