Check out some available loans that are similar to this one!
Titomagba 2 Group
In this Group: Juliane, Léocadie, Madeleine, Josephine, Micheline, Louise, Véronique, Béatrice, Sika, Lucienne, Pierrette, Pauline, Virginie, Christine, Virginie
The TITOMAGBA 2 group is made up of fifteen people who all live in the same village and who are involved in revenue-producing activities. The group's leader, Juliane, has her hand raised in the photo. Juliane is 50 years old and lives in Benin. She is a widow and has four children. Only one of the children is in her care, and some of them have been educated. Juliane lives with her dependent child, and she pays for the various needs of her child.

To meet her expenses, Juliane makes palm oil (from palm nuts), which she sells locally. Alongside this activity, she makes cassava flour, which she also sells locally. Juliane has been doing this for around twenty-five years. She obtains her supplies in the local area. Juliane wants to sell her products to more customers, but she does not have enough financial resources to allow her to increase the level of her activity. For this reason, she is asking ALIDé for a loan, along with the other members of the TITOMAGBA 2 group.
View original language description ↓
Le groupement TITOMAGBA 2 est composé de quinze personnes qui résident dans le même village et qui exercent des activités génératrices de revenus. La représentante du groupement, du nom de Juliane est celle qui a la main levée sur la photo. Juliane est âgée de 50 ans et vit au Benin. Juliane est une veuve ayant quatre enfants dont un seul est à sa charge et dont certains enfants sont scolarisés. Juliane vit seule avec son enfant à charge. Juliane supporte seule les divers besoins de son enfant. Pour assurer ses différents besoins, Juliane produit de l'huile de palme (à base de noix de palme) qu'elle vend dans sa région. De façon secondaire, Juliane produit également de la farine de manioc qu'elle vend dans sa région. Juliane exerce cette activité depuis vingt cinq ans environs. Juliane s’approvisionne dans sa région. Juliane désire satisfaire un plus grand nombre de clients par ses produits, mais Juliane ne dispose pas suffisamment de moyens financiers pouvant lui permettre de rehausser le niveau de son activité. C’est pour ce faire que Juliane sollicite un crédit auprès de ALIDé, ensemble avec les autres membres du groupement TITOMAGBA 2.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 498.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Titomagba 2 Group's $1,175 loan helped a member to buy palm nuts and cassava.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 25, 2012
Currency Exchange Loss:
Nov 15, 2012