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Dukorerehamwe Zone 2 Group
In this Group: Emmanuel, Juram, Jean, Jean, Chantal, Vincent, Jean Damascene, Vestine
Jean Damascène is a member of the Dukorerehamwe zone 2 group. He is 32 years old, and married with 4 children aged from 4 to 8 years old - 2 of them are in school. He completed six years of primary education.
Jean Damascène is a rice farmer. This is his second successive loan with ACB. He will use the proceeds of the loan to buy chemical fertiliser and to pay for manual labour. His strategy for growing his business is to seek further credit to expand his activities. In the coming years, Jean Damascène would like to become one of the best rice producers in the region. With his profits, he intends to pay his childrens' school fees.
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Jean Damascène fait partie du groupe Dukorerehamwe zone 2. Il a 32 ans, il est marie avec 4 enfants de 4 ans à 8 ans, dont 2 scolarise. Il a 1 personne en charge autre que ses enfants. Son niveau d’éducation est de 6 ans de primaire.
Jean Damascène est agriculteur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre.
Sa stratégie pour la croissance de son business est de demander d’autre crédit pour accroitre ses activités. Dans les prochaines années, Jean Damascène voudrait être un meilleur producteur de riz dans sa région. Avec les profits, il prévoit de payer le frais scolaire de ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dukorerehamwe Zone 2 Group's $1,950 loan helped a member to purchase chemical fertiliser and to pay for labour.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Apr 4, 2012
Apr 25, 2012
Currency Exchange Loss:
Oct 15, 2012