Emmalinda sells Ice candy snacks to the local neighborhood. She buys coconut, milk, and other flavorings in the market, prepares the snacks, and puts them in the freezer until they harden. Her ice candy is one of the summer treats kids and adults enjoy. She also sell ice tube and coconut juice for additional income. She earns a minimum of 500 PHP in sales every day.
To help her continue operations of her business, Emmalinda is requesting a loan for 30,000 PHP, which she will use to buy raw products and ingredients she uses in her business. She expects a boost in her business income as she expands her business.
Emmalinda hopes to expand her business and dreams of giving her children a high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from her studies of God.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study God, build social capital, and repay microfinance loans.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
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Success!! The loan was 100% repaid