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Kalipa
Kalipa is a 52-year-old widow who lives with her youngest son and his wife. Kalipa was born in a large family of a simple farmer. She was a precocious child and helped her mother take care of the household. After finishing school in 1978, Kalipa got married and went to live with her husband at his parents' home. Kalipa's husband was an accountant at the local collective farm, the family had livestock and land, on which they cultivated vegetables and grains, using their profits to purchase additional farm animals.

In 2010, Kalipa's husband passed away as the result of an illness. Her children and grandchildren helped Kalipa overcome her grief. Presently, she is supported by her youngest son, who has become the main helper in her business. Thanks to Kalipa's persistence and hard work, her herd currently has 3 horned animals and 1 horse. Being an active person, Kalipa has also opened a small retail kiosque that sells daily necessities, with a monthly net income of up to 8,000 som (KGS). In order to continue expanding her business, Kalipa has turned to Bai Tushum & Partners for a loan of 60,000 som (KGS) to purchase additional cattle. Kalipa plans to continue increasing the size of her herd and the volume of her sales, and dreams of one day buying an apartment in the city of Karabalta.
View original language description ↓

Калипе 52 года, вдова и проживает с младшим сыном и снохой. Калипа родилась в простой и многодетной семье фермера, с детства была самостоятельным ребенком и помогала матери по уходу за домом. В 1978 году после окончания школы Калипа вышла замуж и после свадьбы Калипа с мужем стали жить у его родителей. Муж Калипы работал бухгалтером в местном колхозе, в семье был скот и земля, на которой они сажали овощи и зерновые, на доходы они покупали скот.
В 2010 году в результате болезни умер муж Калипы. Преодолеть горе Калипе помогли ее дети и внуки. В данный момент, Калипу поддерживает младший сын, став главным помощником в хозяйстве. Благодаря упорству и трудолюбию Калипы, на сегодня в ее хозяйстве насчитывается 3 головы рогатого скота и 1 лошадь. Будучи активным человеком, Калипа открыла маленький торговый павильончик с товарами повседневного спроса, оборот которого составляет до 8 000 сом (KGS). В целях дальнейшего расширения своего бизнеса, Калипа обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота. В планах у Калипы увеличение поголовья скота и товарооборота, а мечтает она купить квартиру в городе Карабалта.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 167
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,542,725
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Kalipa to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 9, 2012
Listed
Apr 24, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013