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Hul, age 61, has been a farmer cultivating rice crops for years. She lives in the Prey Chor district of Kompong Cham province. She usually works along with her husband to manage the maintenance of the rice field, earning a suitable income to raise their family of six children. She loves doing this type of business since she is a low-educated woman who only finished primary school level. She, together with her husband, has committed to work hard because they want to provide a good education to their children. Presently, five of them are married and have independent lives, living separately around the province, while the remaining one is still a student.

Due to the lack of a vehicle for home use, Hul is experiencing difficulties in using other transportation services. To better her situation, she is asking for a loan of USD 1,300 to purchase a motorcycle to meet the needs of her family. This loan will help her family avoid the expenses of transportation services. In the future, Hul wants to expand her farming business, renovate her house and save money for her last-born child who is studying at university.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,300 helped Hul buy a motorcycle for family use.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 26, 2012
May 2, 2012
Currency Exchange Loss:
Jun 1, 2012