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Gulai is 57 years old. To provide a primary source of income for her family, she is involved in animal husbandry, having started this business in 2009. Thanks to Gulai's hard work, her business, started with a sum of 2,000 som, now allows her to have a profit of 5,000 som (KGS) per month from sales of milk and milk products. Today, her business contains four dairy cows and ten sheep. Gulai also works on 1.20 hectares of land where she grows cotton. In order to further develop her business, Gulai requested a loan in the amount of 130,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock and mineral fertilizers. She plans to invest the earnings from the loan into a continued expansion of her business.
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Гулай 57 лет. В качестве основного источника дохода для своей семьи, Гулай занимается животноводством, начав этот бизнес в 2000 году. Благодаря упорному труду Гулай, ее бизнес, начатый с суммы 2,000 сом позволяет ей иметь прибыль в сумме 5,000 сом (KGS) с месяц с продажи молока и молочных продуктов. На сегодняшний день, в ее хозяйстве имеется 4 дойные коровы, 10 овец, также Гулай возделывает 1,20 га земли, где выращивает хлопок.
В целях дальнейшего развития своего бизнеса, Гулай обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку дополнительных голов скота и минерального удобрения. Доходы от кредита Гулай планирует вложить в дальнейшее расширение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,325
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Gulai to purchase livestock and fertilizers.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Apr 10, 2012
Apr 24, 2012
Currency Exchange Loss:
Nov 17, 2012