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Eark, 22, is married and resides with her mother, her husband and one child in Kampong Cham Province, Cambodia. She and her husband have been working on a rubber plantation for more than three years, earning approximately USD 9 per day.

Eark wants to build a new house. With this goal in mind, Eark is requesting a loan of USD 1000 to purchase timber to construct the house. This money will enable her to provide better living conditions for her family. In the future, she would like to run her own rubber plantation and help her children get bachelor degrees and get good jobs.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Eark buy timber to build her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 2, 2012
Currency Exchange Loss:
Sep 17, 2013