Irene is 40 years old. Her three children are her best motivation to keep working. She has always worked preparing and selling food. In the past, she used to sell 'chicharrones' but she stopped because her sales were very low. Encouraged by her sister, she started selling 'ceviche' (fish marinated in citrus juice). This is a more popular dish and it has made her better profits. She carries out this work in the mornings and in the evenings she sells kebabs which are also in demand with the people who come to her business. The area in which her business is located is a very good one because of the surrounding factories. Through her work, Irene helps her daughter with her education. What she would most like is to see her daughter become a professional. Her biggest dream is to own her own premises in which to set up her restaurant. Irene will use her loan to buy tables, benches and some pans. This will allow her to better serve her customers.
Irene is a member of the 'Corazón de Jesús' group which is located in Los Olivos neighborhood, in Lima, Peru.
*Irene is the fifth person from the left. She is stood up and wearing a black top.
La Sra. Irene tiene 40 años, sus 03 hijos son el mejor motivo para que ella continúe trabajando siempre se ha dedicado a la preparación y venta de alimentos antes vendía chicharrones pero lo dejo por que la venta era muy baja, motivada por su hermana empezó con la venta de ceviche un plato mas popular que le dejaba mejores ganancias, este trabajo lo realiza por las mañanas y por las noches vende de anticuchos que también es requerido por las personas que acuden a su negocio, la zona donde está ubicada es muy buena debido a las fabricas que existen en el lugar con su trabajo ayuda a su hija en los estudios, lo que más desea es verla convertida en una profesional y su máximo sueño por alcanzar es tener un local propio para poner su restaurante, el préstamo obtenido le servirá para la compra de mesas, bancas y algunas ollas de esa manera atender mejor sus clientes. Irene es parte del grupo “CORAZON DE JESUS” formado en la zona de los Olivos Lima Perú.
*Irene es la 5ta (parada) viste polo negro.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.