La Propuesta (Cuenca) Group
One of the members is Maida. This is the first loan that she has taken out through the community bank, which she was invited to join by a friend. She is 25 years old and lives with her common-law husband. The couple have a daughter who is one and a half months old. Maida's husband is a driver and provides a taxi service. They live in a rental house.
Maida looks after her house and, at her mom's house, she raises pigs, guinea pigs and chickens which she sells to her friends and acquaintances. She will invest her first loan in buying chickens and feed for her animals. Her goal is to build her own home.
Una de las socias es la Señora. Maida, este es su primer crédito que realiza en la banca comunal al cual fue invitada por una amiga. Tiene 25 años, vive en unión libre y fruto de su unión ha concebido una niña de un mes y medio. Su esposo es de profesión chofer y presta su servicio con un taxi, la casa en la que vive es arrendada.
La Señora. Maida se dedica a su hogar y en la casa de su mamá se dedica a la cría de cerdos, cuyes y pollos a los que los vende a sus conocidas y amigas.
Nuestra socia su primer crédito lo va a invertir comprando pollos y el alimento para sus animales.
Su meta es construir su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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