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Luzmila is a hard-working mother of a little 3 year old. She loves him very much and he is her reason for living and trying to get ahead day to day. Her house is in the city of Camana, known for its beautiful beaches and its farming, especially rice (considered one of the best in the world), and artisanal fishing, which provides employment to a great number of inhabitants of that region.

Every day, Luzmila works at her business. She sells beer and soda, about 10 hours a day and can attend up to 70 clients a day, especially on weekends. She believes her business is going well because she is very charismatic with and respectful to her clients.

Luzmila is very grateful to the Kiva lenders. Thanks to their help, she will be able to buy tables and chairs and more merchandise, like beer and soda. That way, she can offer her clients a larger variety of products and more comfort, and in turn, she’ll be able to improve the quality of life of her family achieve her biggest dream: to have a bigger business.
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Luzmila es una mujer muy trabajadora, madre de un pequeño de 3 años de edad y al cual ama muchísimo y es su razón de vivir y salir adelante día a día, su vivienda se ubica en la ciudad de Camana, ciudad que se caracteriza por tener unas hermosas playas, así como también por su agricultura en especial el cultivo de Arroz, considerado como uno de los mejores del mundo; asimismo se practica la pesca artesanal, como fuente de trabajo para gran grupo de pobladores de la zona.

Día a día Luzmila se dedica a su negocio de venta de cervezas y bebidas gaseosas, trabaja alrededor de 10 horas al día y puede atender hasta 70 clientes en el día en especial cuando son los fines de semana; ella cree que le va bien en su negocio porque es muy carismática y respetuosa con los clientes.

Luzmila está muy agradecida con los prestatarios Kiva ya que gracias a ala ayuda que le han brindado ella podrá comprar mesas, sillas y mas mercadería como cervezas y gaseosas; lo que le permitirá brindar mayor comodidad para sus clientes y poder tener más variedad de productos, así podrá ofrecer una mejor calidad de vida para su hijo y poder cumplir su más grande sueño:” Tener un negocio más grande”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Luzmila buy tables and chairs and merchandise for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 21, 2012
Apr 30, 2012
Currency Exchange Loss:
May 17, 2013