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Santos Melania
Santos Melania is 32 years old. She is married and has 5 children. Her husband is a farmer. They are a responsible family and they are fighters. She works in the fields and her business is growing coffee. She learned this very young when she would go and work on her neighbors' farms. With her husband, she started to save to buy a parcel of land to cultivate. Little by little and with a lot of sacrifice, she has made her farm grow. She works with her husband and three of her children. They are totally dedicated to this work since it is their only source of income. She needs the loan to invest in buying fertilizer for the farm. It would be a good opportunity, since if she doesn't take it out she will have to compromise her crop with intermediaries who take advantage to buy the product at a low price. The only problem she faces is the lack of labor to pick the coffee, since most people have their own farms and it is difficult to find enough people to help at harvest time. One of her dreams is to improve the farm to have better coffee production and get ahead with her family. This is the first loan Melania has taken out with FAMA and she hopes to make her payments on time.
View original language description ↓
Santos Melania tiene 32 años de edad, es casada y tiene 5 hijos, su esposo se dedica a la agricultura, es una familia muy responsable y luchadora. Ella se dedica a trabajar en el campo, su negocio es el cultivo de café, lo aprendió muy joven cuando salía a trabajar a las fincas de los vecinos, con su esposo empezó a ahorrar para poder comprar una parcela de tierra para cultivarla, poco a poco y con mucho sacrificio ha hecho crecer su finca, ella trabaja en conjunto con su esposo y tres de sus hijos, se dedican por completo a esta labor ya que es la única fuente de ingreso que tienen. El préstamo lo necesita para invertirlo en la compra de fertilizantes para la finca, seria una muy buena oportunidad ya que de lo contrario tendría que comprometer la cosecha con intermediarios que se aprovechan a comprar el producto a un bajo precio. El único inconveniente que se le presenta es la falta de mano de obra para hacer la recolección del café, ya que la mayoría tiene su finca y es difícil encontrar suficiente gente que ayude en la temporada de cosecha. Uno de sus sueños es mejorar la finca para tener una mejor producción de café y lograr salir adelante con su familia. Este es el primer financiamiento que obtiene doña Melania en FAMA y espera cumplir puntualmente con el pago de sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,972,600
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Santos Melania to buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 24, 2012
Listed
May 4, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 30, 2013