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Oscar Jose
Oscar is 38 years old. He is a native of Estelí, is married, and has 2 children, both of whom still live with him. He makes a living selling bread. Oscar started his business 2 years ago with money he inherited from his mother when she passed away, and he chose to carry on by staying in the baking business. His wife helps him with his work. He sells his products in the city of Condega in the department of Estelí. Oscar hopes to continue selling bread, since his business is going very well and it has generated enough profits to help him get ahead.

Oscar is asking for a loan to purchase flour, sugar, yeast, oil, and the other ingredients he needs for making bread. He says that the loan will help him by allowing him to offer more products, which will increase his sales and thus enable him to earn higher profits. In the future he hopes to purchase an industrial oven and a compressor in order to lower his costs. Oscar’s long-term goal is to purchase a bus so he can distribute bread more easily to his customers.
View original language description ↓
Oscar tiene 38 años de edad, originario de Estelí, casado, padre de 2 hijos los cuales están a su cargo, de oficio comerciante se dedica a la venta de pan. Su actividad inicia desde hace 2 años con capital propio que le dejo la mama ya que falleció y el decidió quedarse con la venta de pan para poder seguir adelante, en el negocio recibe el apoyo de su esposa, sus productos los comercializa en Condega municipio de Estelí, sus expectativa es mantener la venta de pan debido a que le va muy bien, le ha generado ganancias que le han ayudado a salir adelante. Solicita el préstamo para comprar harina, azúcar, levadura, aceite y todos los insumos necesarios para la elaboración del pan, el estima que el crédito le ayudara ya que podrá ofrecer diferentes productos que le permitirán vender más para obtener una mejor ganancia, como planes futuros espera comprar un horno industrial y un soplete para disminuir sus costos, sus metas próximas es comprar un bus para poder distribuirle su pan a sus clientes.

About Nicaragua

  • $4,800
    Average annual income
  • 111
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,500 helped Oscar Jose to purchase flour, sugar, yeast, and oil.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 20, 2012
Listed
Apr 30, 2012
Currency Exchange Loss:
N/A
Expired:
May 30, 2012