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Margarita

Update on Margarita

Margarita is 37 years old and lives with her partner and their two dependent children in her own house, in PPJJ Las Dunas, within the district of Lambayeque. She only has valid credit with our entity.
Margarita offers custom sewing services from a workshop, which operates in her residence. She owns a manual sewing machine and an overlocker, which she acquired with the last loan granted by our entity. She is well known in her area and has a loyal customer base.
Her spouse works as a guard for the UGEL (Local Education Management Unit) of Lambayeque, and he also owns a mototaxi.
The loan amount requested will be 3000 nuevos soles, which will be invested in the purchase of fiber cement sheets for the roof of their home, and in maintenance and purchase of insurance for her spouse's mototaxi.
View original language description ↓
Margarita es una mujer de 37 años de edad, conviviente, con 02 hijos dependientes, vive en casa propia en el PPJJ Las Dunas del Distrito de Lambayeque. Clienta tiene crédito vigente solo con nuestra entidad
La actividad que realiza la Margarita es brindar servicio de costura sobre medidas en un taller que funciona en su domicilio. Clienta posee una máquina de coser artesanal y 01 remalladora que adquirió con el último crédito que le brindo nuestra entidad. Clienta es conocida en su zona, tiene clientela fidelizada. Su Cónyuge de clienta se desempeña con guardián de la Ugel Lambayeque y además posee una mototaxi.
E monto solicitado del Crédito será de 3000 nuevos soles y será para invertirlo en compra de planchas de eternit para techo de su domicilio y para realizar mantenimiento y compra de SOAT de su mototaxi de su cónyuge.

Previous Loan Details

Margarita is 37 years old. She lives with her husband and children in her own house, which has water and electrical services. They live in an urban zone in the Lambayeque department. This zone is known for farming, raising livestock, and tourism. Margarita has been making and selling clothes… More from Margarita's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 58
    View loans »
    Peru Loans Fundraising
  • $53,914,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Margarita to purchase fiber cement sheets for home improvement, and to maintain and purchase insurance for her mototaxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2012
Listed
Apr 29, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013