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This is Rosana, 47, who is a resident of Silang, Cavite, Philippines. She is married to Cleto, a driver, and mother to her four children. By the grace of God, Rosana has managed to support her children's schooling. She works hard to continually provide an income for her family’s everyday expenses.

Rosana oversees the family’s their jeepney* transportation business. She has a vehicle that has the capacity for 14-16 people that earns a daily quota each day. Rosana’s regular customers are her neighbors and local community members and she earns a minimum of 1,000 PHP every day.

Rosana is requesting a 24,000 PHP loan to help continue her business operations, buy spare parts, and pay for the maintenance of her jeepney. She expects a boost in her business income as she expands. Rosana dreams that her children will finish their education. She faithfully meets up weekly with her co-fellowship members to share stories of her work and draw strength and inspiration from studying the Word of God.

* Curiously, jeepneys have a purely American origin. They were first used by American soldiers helping the Philippines throw off the invading Japanese. Filipino ingenuity, however, saw this vehicle as an opportunity to earn and modified it into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for every day travel, and cheap enough to buy and maintain. Now, jeepneys are one of the things that makes the Philippines truly the Philippines.

** All CCT community partners and clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1452
    View loans »
    Philippines Loans Fundraising
  • $59,226,550
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Rosana to buy spare parts and pay for maintenance of her jeepney.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Apr 26, 2012
Currency Exchange Loss:
Nov 15, 2012