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Nijat is 22 years old, married, and has two children. He is a very kind, hardworking, and passionate man. He raises and sells crops, such as tomatoes, cucumbers, cabbage, carrots, and potatoes. Nijat also raises fruits such as apples, pears, and pomegranates. After he finished school he chose not to follow his education and learned how to raise crops. He has three years of experience in this field.

Nijat usually sells his fruits and vegetables in the central bazaar. His monthly income is 250 AZN, which is not enough to cover the needs of his family.

To improve his business Nijat is requesting a loan for 1,000 AZN, which he will use to buy garden tools, fertilizers, and seeds. Fresh fruits and vegetables are very popular and in high demand because people prefer to eat them every day and consider them very healthy. Also one of the favorite national dishes, Dolma, is made of fresh eggplants, peppers, and tomatoes.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Nijat to buy garden tools, fertilizers and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 26, 2012
Currency Exchange Loss:
Apr 17, 2013