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El Hadji Galaye
Galaye, as his friends call him, is a young, single man with no children. He runs a food store located in the centre of town. He sells wholesale and semi-wholesale and supplies several of the shops in his local district. His business allows him to generate enough income to take care of most of his parents, brothers and sisters' needs; he pays the educational expenses for his sisters, as well as the water and electricity bills for the house, and the food.

In order to reinforce his working capital, Galaye is requesting a loan of 400 000 francs with which to buy food products. His ambition is to further strengthen his business.
Galaye, comme l'appelle ses amis est un jeune célibataire , sans enfants. Il tient un magasin alimentaire situé au centre ville .Il vend en gros et en demi - gros et approvisionne plusieurs boutiques de quartier de sa localité.Son activité lui permet de générer assez de revenus pour prendre en charge l'essentiel des besoins de ses deux parents et de ses frères et sœurs.Il paie les frais de scolarité de ces derniers ainsi que les factures d'eau et d'électricité de la maison et de son alimentation.Afin de renforcer son fonds de commerce, il sollicite un pret de 400000f pour acheter des denrées alimentaires. Son ambition est de renforcer d'avantage son commerce.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 497.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped El Hadji Galaye to buy food products.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 24, 2012
Apr 23, 2012
Currency Exchange Loss:
Feb 15, 2013