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Sek is a 45-year-old married woman and a responsible mother who has been residing in the Prey Chor district, Kompong Cham province. She has been a single parent for a few years and now lives in a home with her two single children. Sek is a farmer, growing rice over the past two years. She successfully manages her daily tasks because she has been farming for over 25 years.

Sek now is seeking a loan of KHR 3,000,000 to purchase a cow. The cow will enable her to maintain the rice field and help the family to reduce some plowing expenses. Her business goal is to own a farm, and breed cows.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 252
    View loans »
    Cambodia Loans Fundraising
  • $38,083,450
    Funds lent in using Kiva
  • 4,008.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sek to purchase a cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 23, 2012
May 2, 2012
Currency Exchange Loss:
Oct 17, 2013