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Samay, 44, is married and resides with her husband and two children in Siem Reap Province, Cambodia. She is a homemaker. Her husband is a driver, earning about USD 5 per day. One of her children rents a Tuk Tuk to run public transportation (Tuk Tuk taxi). He earns about USD 6 per day.

In order to improve her family’s livelihood, Samay wants to have her own Tuk Tuk for her son to run the taxi service. Therefore, Samay is requesting a loan of USD 800 to purchase a Tuk Tuk. This purchase will help her son to earn more income to support the family. In the future, she would like to run a food store and rebuild her present house to make it more comfortable for her family’s living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 251
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Samay to purchase a Tuk Tuk for her son to run the taxi service.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 26, 2012
May 2, 2012
Currency Exchange Loss:
May 17, 2013