Jeffew is a resident and a farmer in Nkubu area of Central Kenya, where he lives with his family of three children. He has 12 years of experience in farming and currently produces coffee, passion fruits, bananas, and cabbages, which are all sold within the local markets. He trades in domestic animals for additional income.
Jeffew has requested a loan of 30,000 KES from Juhudi Kilimo to help him buy piglets and venture into pig farming. He says the business will enable him to educate his three children (ages 13, 7, and 5), who are all in school. He also plans to install an irrigation system on his farm for intensive banana farming.
Jeffew says animal diseases and the high cost of farm inputs are the inherent challenges in his business.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.