Joseph has been a farmer for the past ten years. He grows cereals and vegetables and then sells them in the local markets. He also trades in khat for additional income. Joseph says poor prices for farm products within the local markets remain a challenge.
Joseph has requested a loan of 35,000 KES from Juhudi Kilimo to buy pipe to set up an irrigation system on his farm. He says this will result in a big boost for his farm since water is the leading challenge in the area for farmers.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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