Sarah, 32, lives in Buchanan. She is married and has three children between 5 and 12 years old, all of whom are in school and live at home. Sarah is a college graduate, and her husband is a businessman. Since 2005, Sarah has been running a shop (bar and restaurant), where she sells drinks, hot food, and other items. Sarah says that one problem she faces is that she is not able to meet most of her customers' demands. She is requesting a loan to purchase more alcoholic drinks (beer, Guinness, big apple, god father), soft drinks, soda drinks, rice by bag and other items for her business. In the near future, she wants to send her children to college and expand her business.