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Graines Plus Group
In this Group: Léa, Anny, Mado, Nico, Gertrude, Kelly, Germaine, Matondo*, Charlotte, Françoise, Marie, Solange, Esther, Jeanne, Odette, Pitshou, Lukelo, Chantal, Constantine, Espérance, Chantal*, Madeleine, Patience, Gisèle, Serges, Fifi, Anne, Chantal, Josée, Lukela, Rems
* not pictured
Léa is a leader of a Community bank named “Graines Plus” which means seeds in English. It is made up of thirty-one members firmly united to receive loans from the MFI (micro-finance institution) HOPE RDC in order to develop their businesses.

Léa operates a pastry shop that she started in 2000. Her business is located to the North-eastern part of Kinshasa. She works hard with good management for business expansion. With her loan, Léa will be able to increase the production of loaves of bread in order to meet the customer demand and generate additional profits. Her business makes US$30 of profit per week. One of Léa’s strategies to keep her clients is that she tells them in advance about any changes that may occur in her business. Léa is 55 years old, a widow and has seven children whose ages vary between 23 and 35 years old.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 44
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Graines Plus Group's $5,800 loan helped a member to increase the production of bread in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 17, 2012
Apr 25, 2012
Currency Exchange Loss:
Sep 15, 2012