Joseph has been running a shop in Buchanan, where he sells fashion shoes, clothes, slippers, and other items. He started this business with help from his friends, and learned how to sell from his friends. At present, the problem he faces is the size of his shop; he needs a bigger shop to contain all of his goods, as he has more customers. He is requesting a loan to increase the size of his shop and buy more fashion shoes, slippers, clothes, and other items for his business. He enjoy his business because it makes him busy and popular.
Joseph is a college graduate, 28 years old, single, with two children, aged 3 and 5, who live at home (Buchanan). The oldest child is in school. His dream is to expand his business even more, send all his children to school, and build a house for them.