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Gulbara is 54 years old and has raised a son. Gulbara works as a cashier and in as an additional income she is engaged in livestock breeding, having started this business with a sum of 25,000 som (KGS). Thanks to Gulbara's hard work she today has 7 cows, 10 sheep and 5 goats at her farm. The income from the sale of milk and dairy products is around 5,000 som (KGS) per month.

With an aim to further develop her business, Gulbara turned to the organization "Bai Tushum & Partners" for a loan in the amount of 130,000 som (KGS) for the purchase of dairy cows, which will allow her to increase the milk production. Gulbara plans to invest the income from the loan in further increase the number of cattle.
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Гульбаре 54 года, воспитала сына. Гульбара работает кассиром и в качестве дополнительного дохода - занимается животноводством, начав этот бизнес с суммы 25,000 сом (KGS). Благодаря упорному труду Гульбары в ее хозяйстве на сегодняшний день имеется 7 коров, 10 голов овец и 5 коз. Доходы от продажи молока и молочных продуктов составляют около 5,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Гульбара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку дойных коров, что позволит ей увеличить надои. Доходы от кредита Гульбара планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Gulbara to purchase dairy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 11, 2012
Apr 23, 2012
Currency Exchange Loss:
Mar 15, 2013