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Gulsana is 41 years old, married and raising eight children. Gulsana was born in a large shepherd family with 7 children. After school she got married to a man from the same village and in the period 1991 to 1997 she gave birth to four children. During this time she was a housewife, and her husband was engaged in agriculture.

Because the life in the village became very hard, Gulsana and her husband moved to the city of Bishkek in 2000, where her husband found work as a loader at the market "Dordoi", in order to pay for the family's food and rent. In the period 2001-2011 Gulsana's husband for periods went to Russia as a migrant worker, and was able to buy a house in the village of Sosnovka. During this time the family expanded with four more children. In 2011, Gulsana was awarded the honorary title "Mother Heroine".

In 2011, Gulsana and her husband purchased a "container" (point of sales) at the market in the city of Kara-Balta (Chuysky province, Javil district) and started selling food products. Currently Gulsana and her husband are selling food products at their own point of sales.

With an aim to further develop her business, Gulsana turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for broadening the assortment of goods. Gulsana plans to invest the income from the loan in developing her business, in order to have an opportunity to give all her children education.
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Гулсане 41 год, замужем, воспитывает 8-х детей. Гулсана родилась в многодетной семье чабана с 7 детьми. После школы вышла замуж за односельчанина и в период с 1991 по 1997 года родила 4 детей. Все это время она была домохозяйкой, а муж занимался сельским хозяйством. Так как жить в селе стало очень тяжело, Гулсана с мужем переехали в г.Бишкек в 2000 году, муж устроился работать грузчиком на рынке «Дордой», чтобы оплачивать питание семьи и арендную плату за квартиру. В период с 2001 - 2011 года муж Гулсаны периодически выезжал на заработки в Россию и смог купить дом в селе Сосновка. За это время их семья пополнилась еще 4 детьми. В 2011 году Гулсана получила звание «Мать-героиня».
В 2011 году Гулсана с мужем купили контейнер на рынке г.Карабалта (Чуйская обл., Жайылский р/н) и начали продавать продукты питания. В настоящее время Гулсана с мужем занимаются реализацией продуктов питания в собственном контейнере. В целях дальнейшего развития своего бизнеса, Гульсана обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на расширение ассортимента товаров. Доходы от кредита Гулсана планирует вложить в развитие бизнеса, чтобы иметь возможность дать образование всем своим детям.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Gulsana to broaden an assortment of goods.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 9, 2012
Apr 22, 2012
Currency Exchange Loss:
Aug 17, 2013