Lucila is always looking for ways to help her husband with the household expenses. Ever since her three children were little she has had several jobs; but now she sells food, especially on weekends when she makes tamales and pork cracklings. She is well known for her delicious cuisine so many neighbors buy from her. At night she also sells snack foods outside her house where she has set up tables and chairs. Lucila wants to have a larger and more comfortable place for her customers, and so she is saving to that end. Her snack bar is called "ANTOJITOS". She plans to use the loan to buy shelving for sodas and other beverages. Thanks to her work she is able to pay for family expenses, such as food and services.
La Sra. Lucila siempre buscado la manera de ayudar su esposo con los gastos de la casa, desde que sus 3 hijos eran pequeños realizo diversos trabajos, en la actualidad se dedica a la venta de alimentos; sobre todo los fines de semana que prepara tamales y chicharrones ya es conocida por su buena sazón, es así que sus vecinos acuden a consumir, por las noches también vende anticuchos en la puerta de su casa donde a acondicionado algunas mesitas y sillas. La Sra. Lucila espera tener un lugar más grande y cómodo para atender a sus clientes para eso está ahorrando, su negocio es conocido como la anticucheria “ ANTOJITOS” el dinero de su préstamo le va a servir para comprarse un andamio para colocar sus gaseosas y otras bebidas, gracias a su trabajo puede solventar algunos gastos familiares como pagos de servicios y alimentación.
• La Sra Lucila esta vestida con polo azulino es la primera de la fila (sentadas).
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.