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Virginia Trinidad
In Portoviejo, the beautiful city of green mountains and enchanting scenery long known as the City of the Valley, we find the place where, every fifteen days, the members of the Banco Comunal La Frontera de Urvavisa convene.

Here we meet Virginia. She is thirty years old and married. From this marriage, she has two children: a two-year-old and four-month-old baby. Her husband works in a municipal company.

She is a teacher in a local high school and also makes her living through business. She sells Yanbal products (beauty products, cosmetics, perfumes, and accessories for ladies). She works in sales three days a week for two or three hours each day in the afternoons, since in the mornings she works in the high school, where she also makes some sales. She dispenses products on credit and charges every eight days. She has more than six years experience with this business and it is going really well. She tells us that the products she sells most often are perfumes and cosmetics.

This loan is for the purchase of perfumes, lotions, cosmetics, and lingerie. She has been a member of the Banco Comunal since its foundation, and she likes it because the payments are easy to make.

Her dream is to have a boutique.
View original language description ↓
En la ciudad de Portoviejo, ciudad hermosa de verdes montañas y paisajes encantadores, conocida desde hace muchos años como la Ciudad Del Valle encontramos el lugar donde se reúnen cada quince días las socias del Banco Comunal La Frontera De Urvavisa.

En este lugar conocimos a la señora Virginia, tiene 30 años de edad, está casada y de esta relación tienen dos hijos de 2 años y un bebé de 4 meses de nacido. Su esposo trabaja en una empresa municipal.

Ella es maestra en un colegio de la localidad y también se dedica al comercio, vende productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja en sus ventas tres días a la semana de dos a tres horas diarias en las tardes ya que en las mañanas trabaja en el colegio, lugar donde también realiza sus ventas, deja sus productos a crédito y cobra cada ocho días. Tiene más de 6 años que se dedica a esta actividad y le va muy bien, nos cuenta que lo que más vende son los perfumes y cosméticos.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa interior. Esta desde el inicio en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener una boutique.


About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Virginia Trinidad comprar perfumes, cremas, cosméticos y ropa interior. to buy perfumes, lotions, cosmetics, and lingerie.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2012
Listed
Apr 29, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012