Buscando El Exito (Cuenca) Group
One of the members of this group is Natividad, 57. She’s a widow and has five children who are all now married adults living on their own. The house she lives in is her property.
Natividad has been selling various products like clothes and brand name cosmetics for three years. She works going from place to place Monday through Friday with no fixed schedule. She also makes shawls to sell.
This is the first loan she’s taken in the communal bank and she will use it to buy yarn to make the shawls, cosmetics and clothes to have a larger variety of products to offer her customers. Her dream is to visit the United States.
The small photo is of one of the members who was unable to be present when the group photo was taken.
Una de las socias de este grupo es la Señora Natividad, tiene 57 años, es viuda y en su unión conyugal ha concebido 5 hijos quienes ya son todos mayores de edad, casados y viven independientes. La casa en la que vive es de su propiedad.
La Señora. Natividad hace 3 años se dedica a la venta de varios productos como: ropa y cosméticos de marca, labora recorriendo de lunes a viernes sin un horario fijo. También fabrica chales para la venta.
Este es su primer crédito que realiza en el banco comunal y lo va a invertir en la compra de lana para la elaboración de sus chales, cosméticos y ropa para tener una mayor variedad de productos para su clientela.
Su sueño es viajar a los Estados Unidos.
La foto pequeña es de una socia que no pudo estar presente cuando se tomó la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid