Toquilleras (Sigsig) Group
One of the members of the group is Hortencia. She is 40 years old, is married and through her conjugal union has conceived four children of 19, 16, 14, and 12 years of age. Her first three children are studying in high school and her last child is in a small school in her town. Her husband works as a gardener. The house in which they live is their property.
For 20 years Hortencia has worked in making hats from toquilla straw, an activity that she learned from her parents as it was done in her house. She also raises animals such as guinea pigs, sheep, and pigs.
This is her first loan. The loan is made through the communal bank that she was invited to join by her friends and neighbors. She is going to invest her loan in the purchase of chickens.
Her goal is to have a store in her house.
The small photo is of a member who could not be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Hortencia, tiene 40 años, es casada y fruto de su unión conyugal ha concebido 4 hijos de 19, 16, 14 y 12 años de edad, sus tres primeros hijos están estudiando en el colegio y su último hijo está en una escuelita de la localidad. Su esposo labora como jardinero, la casa en la que viven es de su propiedad.
La Señora Hortencia hace 20 años se dedica a la elaboración de sombreros de paja toquilla actividad que la aprendió de sus padres, como pasa en casa también cría animales como son cuyes, ovejas y cerdos.
Este es su primer crédito su crédito que realiza en el banco comunal al cual fue invitada por sus amigas y vecinas, su crédito lo va a invertir en la compra de pollos.
Su meta es tener una tienda en su casa.
La foto pequeña es de una socio que no pudo estar presente cuando se tomó la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid