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Jessica Claribel
Jessica is 24 years old, she is married and she doesn’t have any children. Her husband works in agriculture. They live in the community of Patuca in the department of Olancho. She began her business because her father gave her a plot of land so that she could start to cultivate coffee beans and she has gradually bought more plots of land to farm on and she now has a more extensive plantation. For the past 5 years she has been sowing coffee. She works with her husband. Her working hours vary, sometimes she works all day and other times she only works half days. The only difficulties she faces are that the buyers only pay what they want to for the product and this affects her finances. Also during harvesting season labor is limited and there are almost no workers to pick the coffee so they lose a large part of their harvest. The requested loan is needed for the purchase of fertilizers to improve the plantation. Jessica’s goal is to have an established business so that she can export the beans to the interior of the country. It is her first FAMA loan and she hopes to make her repayments on time.
View original language description ↓
Jessica tiene 24 años de edad, es casada y no tiene hijos, su esposo se dedica a la agricultura, ellos residen en la comunidad de patuca, departamento de Olancho. Ella inicio su negocio porque su padre le regalo una parcela de tierra para que empezara con el cultivo de café, poco a poco ha ido comprando manzanas de tierra para cultivarla por lo que ahora cuenta con una finca mas extensa, desde hace 5 años se dedica a la siembra de café, trabaja en conjunto con su esposo, su horario de trabajo es variable, en algunas ocasiones es todo el día y en otras solo la mitad del día. Las únicas dificultades que presenta es que los compradores le pagan el producto al precio que ellos dicen y esto les afecta en su economía, también que en temporada de cosecha la mano de obra es escasa y casi no se hayan trabajadores para el corte de café y se pierde gran parte de la cosecha. El préstamo que solicita lo necesita para la compra de fertilizantes para el mejoramiento de la finca. La meta de Jessica es poder tener un negocio bien constituido para poder exportar el grano al interior del país. Es el primer financiamiento en FAMA y espera pagar puntualmente sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jessica Claribel to buy fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 23, 2012
Listed
May 4, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 30, 2013