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Nabijon Z. lives in the Abdurahmon Jomi region. He is 42 years old and has 5 children. He has a college education and works at a branch of “Agroinvestbank” In addition he works in agriculture. He has a plot of land where he grows wheat and potatoes. He has been in this business for 6 years.

Quality seeds and fertilizer are necessary for planting and he does not have the resources to purchase them. This is why he is applying for a loan. After reaping a quality harvest, Nabijon will be able to supply the market with quality products, attract new clients and earn a good income. In addition he will be able to supply his family with flour and potatoes for a long time, as the main food sources for the population are flour (bread and baked goods) and potatoes. Nabijon will pay back the loan over a 10 month period.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Зайлабиддинов Набиджон Урупбоевич проживает в районе Абдурахмони Джоми. Ему 42 лет он женат и имеет 5 детей. Образование высшее. Работает бухгалтером в филиале « Агроинвестбанка».Кроме того он занимается земледелием. Имеет участок земли , который засеивает пшеницей и картофелем. Занимается этим виджом бизнеса уже 6 лет.На засев земли необходимы качественные семена и удобрения , на покупку которых у клиента нет средств. Поэтому он запланировал получить кредит. После получения качественного урожая клиент сможет обеспечить рынок качественной продукцией , привлечь новых клиентов и получить неплохой доход. Кроме того он сможет обеспечить свою семью мукой и картофелем на долгое время , так как основным продуктом питания населения сельской местности является мука( хлеб и хлебные изделия) и картофель. Погасить кредит клиент сможет в течении 10 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,880,825
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nabijon purchase seeds and fertilizer.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 2, 2008
May 17, 2008
Currency Exchange Loss:
May 15, 2009