32 year old Gaby lives with her partner and has 1 son. Her family has been her inspiration to keep striving every day. Gaby began working in a dressmaking workshop. With the knowledge that she gained in this workshop, she decided to start her own business which currently offers dressmaking services. This business has been a great help to her and she can support her partner with the household expenses. With the desire to keep progressing, she is requesting her latest loan to buy fabrics and so to be able to do her work. Her greatest desire is to buy herself a car and rent it out as a transport service. Gaby is a member of the community bank "La Unión Hace La Fuerze" which is comprised of 7 responsible people. They are grateful for the loan they are offered. Gaby is the first person on the left side. She is wearing a black sweater and gray pants.
Gaby de 32 años de edad es conviviente con 01 hijo aún dependiente, su familia ha sido su motivo de seguir luchando cada día. Gaby comenzó trabajando en un taller de costura, con los conocimientos que adquirió en dicho taller decide iniciar su propio negocio la cual actualmente brinda servicios de costura, este negocio le ha sido de mucha ayuda pues apoya a su pareja con los gastos del hogar. Con los deseos de seguir progresando solicito su último crédito para la compra de telas y así poder realizar sus trabajos. Su mayor deseo es de comprarse un carro pues lo piensa alquilar como servicio de transporte. Gaby es integrante de la Alcancía Comunal “La Unión Hace La Fuerza” la cual está conformado por 07 personas responsables. Ellos agradecen el crédito brindado. Gaby es la primera del lado izquierdo, ella viste una chompa negra y pantalón plomo.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.