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Mahmadalli H. lives in the Gissar region. He is 31 years old, is married, has 2 children and does not have an education. Mahmadalli raises livestock. He purchases calves, feeds them for 40-45 days and then sells them for a profit. This business is the sole source of income for his family and he has been in this business for 4 years. The livestock business is the most popular business in the rural area and thus provides a profit.

Today, Mahmadalli’s working capital has decreased due to the cold winter and he had to sell several calves in order to buy feed for the rest and now he needs to expand his inventory. This is why he needs a loan. This will allow him to restore his business and income which his family needs. He will pay back the loan over a 12 month period.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Холиков Махмадалли живет в районе Гиссар. Возраст 31 год , женат и имеет 2 детей. Образования не имеет. Занимается животноводством. Покупает бычков, откармливает их 40-45 дней , а затем продает по более выгодной для него цене с учетом расходов. Этот бизнес является единственным источником дохода его семьи. Занимается этим 4 года. Этот бизнес самый распространенный в сельской местности, поэтому дает доход. На данный момент у клиента уменьшилась оборотная сумма в связи с холодной зимой . Ему пришлось продать несколько голов бычков , чтобы запастись кормом для остальных, и ему необходимо пополнить товарооборот. Для этого клиенту нужно получить кредит. Это поможет ему восстановить бизнес и получаемый доход , который так не хватает его семье. Погасить кредит клиент планирует в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mahmadalli. purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 31, 2008
May 17, 2008
Currency Exchange Loss:
Jun 15, 2009