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Edilma Clemencia
Edilma is 33 years old and was born in Manabí. She currently lives in Quevedo with her children. She is not married, but lives with the father of her children, who is a driver. Three of her children go to public school. The fourth is an adult and lives independently.
She learned the business from her siblings, who are fruit merchants. This allows her to contribute to the household income. She also sells ice cream and chickens. Her work schedule starts at 5 AM. She works alone but when she needs help to load the fruit she hires another person. So far she has not had any problems with her business, since she is well known.
She is going to use the loan to purchase fruit and chicken. In the future she would like to purchase a car for her business, so that she may provide greater financial stability for her children.
View original language description ↓
Edilama tiene 33 años, nació en Manabí. Actualmente vive en Quevedo con sus hijos. No es casada pero convive con el padre de sus hijos quien es chofer, tres de sus hijos estudian en escuela fiscal el cuarto es mayor de edad e independiente. El negocio se lo enseñaron sus hermanos que son comerciantes de frutas de esta manera ayuda en la economía de su hogar, también vende helados y pollos. Su horario de trabajo empieza a los 5 de am lo realiza sola pero cuando necesita ayuda para la estiva de las frutas contrata a otra persona. Por el momento no ha tenido problemas en su negocio ya que es conocida. El crédito lo va a emplear en la compra de frutas, pollo. Le gustaría en un futuro comprar un carro para su negocio y así brindarles mejor estabilidad económica a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,050 helped Edilma Clemencia to purchase fruit, vegetables, and chicken.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 22, 2012
May 3, 2012
Currency Exchange Loss:
Jun 2, 2012