Maya is 36 years old. She lives in a small village of Dusheti District with her family: her husband, Mamuka; her 9- and 13-year-old sons; and her in-laws. Maya works as a teacher in a local school and Mamuka works as a driver in a local company. Both of their children go to school. Along with their main jobs, Mamuka and Maya are actively involved in the family’s agricultural business. They run a dairy farm with five milk cows. Maya and her mother-in-law produce cheese and sell an average 100 kg of cheese to their loyal customers in Tbilisi. The family’s total average monthly income is 900 GEL.
Maya is requesting a loan to purchase additional milk cows which will enable her to produce and sell 20% more cheese. Her loan will increase their income by 150 – 200 GEL. Maya plans to use this income to finance her children’s education.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.