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Maya is 36 years old. She lives in a small village of Dusheti District with her family: her husband, Mamuka; her 9- and 13-year-old sons; and her in-laws. Maya works as a teacher in a local school and Mamuka works as a driver in a local company. Both of their children go to school. Along with their main jobs, Mamuka and Maya are actively involved in the family’s agricultural business. They run a dairy farm with five milk cows. Maya and her mother-in-law produce cheese and sell an average 100 kg of cheese to their loyal customers in Tbilisi. The family’s total average monthly income is 900 GEL.

Maya is requesting a loan to purchase additional milk cows which will enable her to produce and sell 20% more cheese. Her loan will increase their income by 150 – 200 GEL. Maya plans to use this income to finance her children’s education.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,912,575
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Maya to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2012
Apr 25, 2012
Currency Exchange Loss:
Oct 15, 2012