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Salamat is 60 years old. In search of a source of income for her family, she started her own business in animal husbandry in 1990 with an initial sum of 12,000 som (KGS). Today Salamat's business contains two dairy cows and seven sheep, and the earnings from sales of milk and milk products yield about 4,000 som (KGS) per month. In order to further develop her business, Salamat requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock. She plans to invest the earnings from the loan into a continued expansion of her business.
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Саламат 60 лет. В 1990 году , в поисках дохода для своей семьи, Саламат начала свой бизнес в животноводстве со стартовой суммы 12,000 сом (KGS). На сегодня, в хозяйстве Саламат имеется 2 дойные коровы и 7 голов овец ,доходы от продажи молока и молочных продуктов составляют примерно 4,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Саламат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Саламат планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Salamat to purchase livestock.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Apr 10, 2012
Apr 20, 2012
Currency Exchange Loss:
Apr 16, 2014