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Sulma Judith
Sulma Judith, 29 years old, lives with her daughter. She is dedicated to selling clothing from her home and on foot. She goes house-to-house offering her products. She has a variety of clothing for women, men, girls and boys with style: casual pants, skirts, dresses, among others. She wants to expand the inventory of her product and also sell swimsuits for women since the demand has increased it is the best time to stock her business. Everything that she sells is of very good quality and she sells it a accessible prices. Also her service is unique. Sulma is an entrepreneurial woman with many desires to get ahead. She is always ready to take advantage of opportunities that present themselves. She is very positive and friendly with all of her customers. She thinks that when you have the path across the world, you step aside to give way. She is set on what she wants. It is for this that she is requesting from Integral a loan that allows her to buy clothing at wholesale. Sulma Judith has the security that will allow her to give a better quality of life to her daughter who is the inspiration for everything.
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Sulma Judith de veintinueve años de edad vive junto a su hija, ella se dedica a la venta de ropa en lugar de su residencia y de forma ambulante va casa por casa ofreciendo sus productos, tiene variedad de prendas para damas, caballeros niñas y niños con estilo casual pantalones, faldas, vestidos entre otros, quiere aumentar el inventario de su producto y además vender también trajes de baño para mujeres, pues como ha aumentado la demanda es el mejor momento de surtir el negocio, todo lo que comercia es de muy buena calidad y lo vende a precios accesibles además el servicio es único, Sulma es una mujer emprendedora con muchas ganas de salir adelante siempre dispuesta a aprovechar oportunidades que se le presentan, es muy positiva y amable con todos sus clientes, piensa que cuando se tiene el camino trazado el mundo entero se aparta para darle paso, tiene definido lo que quiere es por eso que le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. Sulma Judith tiene la seguridad que de esta forma podrá regalarle una mejor calidad de vida a su hija que es su inspiración total

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sulma Judith to buy clothing at wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2012
Apr 28, 2012
Currency Exchange Loss:
Jan 19, 2013