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Halima is married and has three children. All her children go to school. Halima lives in a home that she rents, and the family has access to electricity and piped water. Her monthly expenses include food, rent and school fees.

She has a business of selling second-hand clothes. She has applied for a loan of 800,000 UGX from MCDT -SACCO to buy more bales of used clothes.

She has been in this business for four years and sells to all categories of people on a retail basis. Halima sells her clothes door to door. She works seven days a week.

Her business challenges include the rainy season and increasing prices of used clothes. Her goals and aspirations include getting a permanent business premise and also becoming a wholesaler.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 292
    View loans »
    Uganda Loans Fundraising
  • $31,075,950
    Funds lent in using Kiva
  • 2,505.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Halima to buy more bales of used clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2012
Apr 25, 2012
Currency Exchange Loss:
Aug 15, 2012