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Anonymous Group
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This client is the vice-president of the loan group Dunda mu Yesu. An energetic women and an entrepreneur, she is 30 years old and a seller of beans. She also makes clothing. Her husband is a teacher in a primary school.

She has had a small business for two years. Later, she was informed about microloans granted by the microfinance institution Hekima. She then benefited from her first loan of $50 to bolster her work. The profits from her business go toward savings, food, and support for her children's schooling. However, she just received her seventh loan. During the time period, this client saw that her business clearly prospered. So she decided to increase the loan amount for this new cycle. This new loan must serve to buy 2 sacks of beans for her.

In addition, she wishes to see her children grow up and buy a plot of land in the future.

This client thanks Hekima for its actions helping poor women with low incomes to become autonomous.
View original language description ↓
La cliente, vice présidente du groupe de crédit Dunda mu Yesu, Femme dynamique, entrepreneur, âgée de 30 ans. Elle est vendeuse de haricots. Elle fait également la coupe couture. Son mari est Enseignant dans une école primaire. Il ya 2 ans qu’elle fait le petit commerce. Plus tard, elle fut informée de micro crédit qu’octroi l’IMF Hekima. Ainsi, elle bénéficia son premier crédit de 50$ pour renforcer ses affaires. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Cependant, elle vient d’obtenir son 7eme crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Ainsi elle a décidé d’augmenter son montant de crédit pour ce nouveau cycle. Ce nouveau crédit doit lui servir d’acheter 2 sacs de haricots. En plus, elle souhaite voir ses enfants grandir et acheter une parcelle dans le futur. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes à faible revenu.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,380,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $4,900 loan helped a member to buy 2 sacks of beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
Apr 22, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012