Mbaitswa is a 28-year-old married man with six children living in Kasese, Uganda. He has been in the wholesale business for seven years, having started with 200,000 UGX and now having 4,000,000 UGX. His hardship is customers not paying on time. Mbaitswa's business goal is to make more profit. He wants money to buy paraffin, soap, match boxes and packed water to sell.