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Heda
This is Heda, 58, a resident of Taguig, Philippines. She is a single parent of three children. By the grace of God, she has managed to support her children's schooling. Heda works hard to continually provide income for the family's everyday expenses

Heda oversees operations of their tricycle transportation business. They have one tricycle unit that carries up to four passengers to their destination within the community. The tricycle driver then remits a boundary (daily quota) each day to Heda. She also manages an apartment rental for additional income. Her regular customers are her neighbors and the local community. Heda earns a minimum of PHP 400 every day.

To help her continue operations of her business, Heda is requesting a PHP 20,000 loan, which she will use to pay for spare parts, accessories and maintenance of her motorcycle. She expects a boost in her business income as she expands her business.

Heda dreams of being able to give her children a good and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1449
    View loans »
    Philippines Loans Fundraising
  • $59,148,800
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Heda to pay for spare parts and tricycle maintenance.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 24, 2012
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2012