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Candelario José
Candelario Jose was born in El Sauce and is the son of a humble and hardworking woman who has instilled in her son the best values as a single mother. Now he strives to provide his mother with a better life and struggles day by day working in an institution in the town in order to bring her her daily bread, as she is his only relative and she must look after her. For six years he has worked with Ceprodel, and they have granted him eight other loans, all to improve the home he shares with his dear mother so that she wil have better living conditions. He is requesting his eighth loan to buy bricks and cement in orer to enlarge the house a bit more, hoping and trusting in God that the institution will still support him in his request as it is the only way he has to carry out his plans because his small salary is only enough to meet the household expenses.
View original language description ↓
Candelario José es sauceño de nacimiento hijo de una señora humilde y trabajadora que le ha inculcado los mejores valores como madre soltera. Hoy en la actualidad él vela por darle una mejor vida a su madre y lucha día a día laborando en una Institución de este poblado para llevarle el pan de cada día ya que es su único familiar que tiene que ver por ella.
Tiene seis años de trabajar con Ceprodel donde le han otorgado ocho créditos todos para mejorarle la vivienda a su querida madrecita con el fin de que tenga mejores condiciones de vida.
Está solicitando su octavo crédito para la compra de ladrillos y cemento para ampliar un poco más dicha vivienda, esperando y confiando en Dios que esta Institución le apoye siempre con su solicitud ya que es la única manera de poder llevar a cabo sus planes porque con su pequeño salario solo alcanza para los gastos del hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Candelario José to buy bricks and cement.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 17, 2012
Apr 27, 2012
Currency Exchange Loss:
Jul 17, 2013