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Ram Keshari
Ram Keshari is twenty-five years old. She is married and has one child, aged five. In 2005, she established her furniture-making business. Working seven days a week and 8 hours a day, she supports her family. She has already received and successfully repaid six loans from Patan BPW and used her most recent one to buys wood and timbers.

In the future, Ram Keshari plans to improve the economic condition of her family. She thanks you for your support.

In Nepal, furniture is still made the old-fashioned way. Using little more than basic hand tools, skilled artisans form raw lumber into beautifully finished pieces of furniture. With precision and an eye for detail, furniture makers produce shelves, bed frames, and cabinet sets. With the help of a Kiva loan, a furniture maker is able to increase the volume of their lumber purchases or hire additional labor. This additional leverage allows an entrepreneur to increase productivity and profitability.

Additional Information

About BPW Patan

This loan was administered by Kiva's Field Partner, Patan Business and Professional Women. BPW Patan became Kiva's first Field Partner in Nepal in 2007. BPW Patan is continuing to operate after the serious earthquake which took place in Nepal in April 2015. Given the difficult circumstances borrowers and partners face post-natural disasters, these loans may therefore carry additional risk. BPW Patan operates throughout the Kathmandu Valley, offering microcredit, business training, and literacy classes to low-income women in both urban and rural areas. BPW Patan uses a group lending methodology, which not only allows women without collateral to access finance, but also provides members with a valuable support system. In addition to providing economic opportunities to its clients, BPW Patan seeks to empower Nepali women within their homes and communities. For more information about BPW Patan, visit the BPW Patan Partner Page and keep an eye out for new loans and borrower updates. Also, please consider joining the BPW Patan Lending Team to show your support.

About Nepal

  • $2,400
    Average annual income
  • 0
    View loans »
    Nepal Loans Fundraising
  • $487,450
    Funds lent in using Kiva
  • 82.8
    Nepal Rupees (NPR) = $1 USD