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Noun, fifty-seven, is married, resides with her husband and five children in Kampong Chhnang Province, Cambodia. She has been involved in growing agricultural crops for over twenty years, earning approximately USD 3 per day. Her husband helps her run the business. Four of her children are employed in a garment factory. They earn about USD 12 per day.

Noun is requesting a loan of USD 800 to purchase construction materials to build a kitchen. In the future, she would like to expand her business and help her youngest child get a bachelor’s degree.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Noun to purchase construction materials to build a kitchen.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Apr 24, 2012
Currency Exchange Loss:
Apr 17, 2013