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Gladis Melva
Gladis was born in the city of Cusco, Peru. She is now 50 years old, a widow and has 2 children who are students that depend on her. Her main business activity is hardware: she sells items of hardware and everything relating to construction materials and accessories. She works everyday in her shop located in the San Sebastián district of the city of Cusco.

She wants her activity and her store to grow in order to leave something to her children. At this time, Gladis needs a loan to buy more merchandise and stock her business, as competition in this commercial sector of the city has increased.

Gladis belongs to the San Rafael communal bank in the city of Cusco.
View original language description ↓
La señora Gladis nació en la ciudad del Cusco – Perú, ahora tiene 50 años de edad, es viuda y tiene 2 hijos que son estudiantes que dependen de ella.

Su actividad económica principal es la ferretería, ella comercialización de artículos de ferretería y todo lo referente a materiales y accesorios de construcción.

Ella trabaja todos los días en su establecimiento ubicado en el distrito de San Sebastián de la ciudad del Cusco, ella quiere que su actividad y su tienda crezca para poder dejarles algo a sus hijos.

En esta oportunidad La Señora Gladis necesita hacer un préstamo para comprar más mercadería y surtir su negocio, ya que la competencia en este sector comercial de la ciudad se ha incrementado.

La señora Gladis pertenece al Banco comunal “San Rafael” de la Ciudad del Cusco.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 106
    View loans »
    Peru Loans Fundraising
  • $59,068,450
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Gladis Melva to buy merchandise for her hardware store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Apr 30, 2012
Currency Exchange Loss:
Sep 15, 2012