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Urpis De Confraternidad Group
In this Group: Gregoria, Alicia, Hilario, Dolores, Manuela, Eleuteria, Daniel, Faustina, Damiana, Margarita, Ana Maria, Esther, Luz Vanesa, Rocio Milagros

Update on Urpis De Confraternidad Group

The members belong to the "URPIS DE CONFATERNIDAD" communal bank. This bank is located in the district of Cusco, which belongs to the province and department of Cusco.

The member is Señora Dolores. She is 37 years old, lives with her husband, and has one child. She alternates her daily activities with the business of buying and selling bicycle parts like rims, handlebars, tires, and helmets, among others. This member has been in this business for years; at the same time she also makes a living selling hardware. She works together with her partner, and in this way she helps her family to get ahead. She asked for this loan to buy merchandise for the sale of bicycle parts like tires.

The other members make a living in the grocery business, selling food, selling juices, selling hardware, and as a seamstress.

She is thankful to those who share this dream and promises to complete her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “URPIS DE CONFATRERNIDAD”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Dolores ; ella es conviviente y tiene 37 años y tiene 1 hijo; La socia alterna sus actividades diarias con el negocio de compra y venta de repuestos de bicicletas como aros, timones, llantas, cascos entre otros,la socia lleva años en este negocio,a la vez la socia se dedica a la venta de ferreteria ,la socia trabaja conjuntamente con su pareja,siendo de esta manera que la socia saca adelante a su familia.

La socia solicito el prestamo para la compra de mercaderia para la vente repuestos de bicicletas como en la compra de llantas.

Los otros socios se dedican al negocio de tienda de abarrotes,venta de comida,venta de jugos,venta de productos de ferreteria,costurera.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members belong to the “URPIS DE CONFATRERNIDAD” communal bank that’s located in Cusco District which belongs to Cusco Province and Department. Gregoria, 35, is the member. She has a spouse and two children. She works selling prepared food. She makes soups, main dishes and beverages. Sh... More from Urpis De Confraternidad Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Urpis De Confraternidad Group's $5,075 loan helped a member to buy merchandise for the sale of bicycle parts like tires.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 18, 2012
Apr 26, 2012
Currency Exchange Loss:
Sep 15, 2012