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Luchando Por Un Sueño Group
In this Group: Valeria, Sandra, Esthefani Yesari, Gerlyn Geraldine, Angelica, Jefferson Harold, Raida
Valeria is 55 years old. She lives with her partner and two dependent children. With a lot of effort, Valeria has managed to reach some of her goals, such as improving her home and supporting her childrens' education. She started selling candies from a cart, but from her hard work and the good use of her income she was able to open a kiosk where she can offer the confections.

As a secondary activity, she makes a living weaving textiles, which she does based on orders from her customers. Her biggest desire is to open her own fabric workshop, as she is very good at this.

With the loan she has requested, she will buy cookies, chocolates, candies, etc. to stock her business. Valeria is a member of the communal bank “Luchando Por Un Sueño”, which is made up of seven members who are hard-working and responsible.

They appreciate the loans offered.
View original language description ↓
Valeria de 55 años es conviviente y tiene 02 hijos aún dependientes. Con mucho esfuerzo y trabajo Valeria ha llegado a cumplir algunos de sus objetivos como mejorar su vivienda y apoyar en la educación de sus hijos. Ella comenzó vendiendo ambulatoriamente golosinas, con su trabajo y el buen uso que le dio a sus ingresos pudo habilitar un kiosco la cual ofrece golosinas. Como actividad segundaria se dedica al tejido la cual trabaja sobre pedidos que le hacen sus clientes. Su mayor deseo es de poner su propio taller de tejidos, ya que es muy hábil para ello. Con el crédito que solicito va a comprar galletas, chocolates, caramelo, etc. y así tener surtido su negocio. Valeria es integrante de la Alcancía Comunal “Luchando Por Un Sueño” la cual está conformado por 07 socios trabajadores y responsables. Ellos agradecen el crédito brindado.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,372,500
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luchando Por Un Sueño Group's $1,850 loan helped a member to buy cookies, chocolate and candies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2012
Listed
Apr 27, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012