Ana Lucia is a farmer who grows corn, peas, and beans. The loan she is requesting will be used to purchase bean seeds and necessary supplies for her crops, such as two quintals of compost (1 quintal = 46 kg) and one quintal of urea. With the help of this loan, she will be able to increase her harvest as a result of acquiring composts and fertilizers. Her purchases and sales are conducted on a regular basis in the canton of Chillanes every 15 days.
Ana Lucia's dream is to increase her planting of beans so that she can produce more, increase her income, and live comfortably at home. The challenges she faces include the roads that are in bad condition and the risk of crop loss resulting from an abundance of rain.
In her free time, Ana Lucia likes to rest and relax so that she can regain her strength.
Ana Lucia se dedica a la agricultura siembra maíz, arveja, frejol.
Solicita el crédito para comprar la materia prima como semillas de frejol e insumos necesarios como abono 2qq, urea 1qq.
Con la ayuda del crédito podre incrementar las cosechas gracias a los abonos y fertilizantes.
Las compras y ventas de los productos las realiza con frecuencia en el Cantón Chillanes cada quince días.
El sueño es tener más sembríos de frejol que le permita tener ingresos mas altos con el resultado de la producción podemos tener comodidad en nuestro hogar.
Los desafíos a los que se enfrenta son las vías en mal estado y perdida de las cosechas por muchas lluvias (mal clima).
En el tiempo libre le gusta relajarse, descansar para poder recuperar fuerzas.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid